Loadit · Resonance

Every payment can be
amplified by the world.

Alice sends her dying mother $500 for hospice flowers. 4,127 strangers each add $0.10. Her mother receives $912.70, every dollar carrying the story of who chipped in. Generosity becomes infrastructure.

The paradigm break

Payments have always been two-party. Resonance makes them collective.

Venmo, Zelle, Stripe, Wise — every payment rail built in the last 50 years has one sender and one recipient. If you're moved by somebody else's transfer, there's no protocol-native way to add onto it. You can screenshot their GoFundMe and start a new one. You can DM them and offer to help. Every path requires starting a fresh transaction, and the emotional moment passes.

Resonance turns every payment into an optional collective act. Alice sends her mother flowers money; she publishes the intent; the world sees it live; anyone moved by it contributes micro-amounts via one tap from their existing Loadit balance. Settlement carries the original Dollar-DNA lineage forward — every amplification becomes a parcel with a signed claim from the amplifier, forever.

How it works

Publish. Amplify. Settle.

Publish with intent

Sender marks a payment as public. Writes the why: one sentence that anyone can understand. Recipient opt-in protects dignity.

Amplify in one tap

Third parties add $0.10–$50 from their Loadit balance. Per-amplifier caps enforced by the protocol. Top-ups merge into a single row.

Settle to real parcels

Each amplification mints a Loadit parcel directly to the recipient, tagged with the resonance id. DNA carries the story forward.

Safety rails

Daily outgoing caps. Per-post caps. Total caps. Veritas anti-bot gating. Recipient can refuse amplification entirely.

Why now

Crowdfunding had the wrong atomic unit.

$34B/yr

Crowdfunding replaced

GoFundMe, Kickstarter, Patreon — the entire category was gated by campaign creation friction. Resonance makes every payment a potential campaign, retroactively.

$485B/yr

Individual giving redirected

Americans donate $485B/yr to charity. Most go to generic orgs. Resonance lets donors route to specific moments instead — 10x the emotional leverage.

$1.7T/yr

Remittances amplified

Global remittance flow is $1.7T/yr. Resonance layers optional community participation on every transfer. Diaspora giving becomes ambient.

$80B/yr

Creator tipping

Twitch bits, Patreon tiers, YouTube Super Chat. All single-party. Resonance lets every creator tip amplify via their community.

$12B/yr

Mutual aid

Bail funds, disaster relief, community care networks all run on spreadsheets + Venmo. Resonance gives them native protocol tooling.

Priceless

The viral moment

First Resonance with 100K amplifiers on a $10 original payment is the most emotional thing on the internet that day. Acquisition is free.

Why only Hylaq

Resonance needs four primitives. Nobody else has all of them.

Loadit non-custodial wallet

Amplifications settle to real parcels in the recipient's non-custodial wallet. Stripe can't do this; it routes through custody. We don't.

Dollar DNA lineage

Every amplified parcel inherits a resonance claim in its soul, so receiving $5 from a stranger reveals the full story forever.

Veritas humanity proof

Without humanity gating, resonances become bot magnets. Hylaq's proof-of-humanity is the only stack that keeps amplifications real.

@handle social graph

Every participant is an addressable @handle with portable reputation. Venmo + GoFundMe built their own; we use the protocol-native one.

Shipped — April 2026

Not a whitepaper. Running code.

Prisma schema
3 models (ResonancePost + ResonanceAmplification + ResonancePolicy), 2 enums, 4 Handle back-relations, denormalized aggregates for O(1) feed.
Core lib
publishResonance / amplifyResonance / closeResonance / cancelResonance / expireOverdue / listPublicResonances / getResonance — all transactional.
8 API routes
publish / feed / detail / amplify / close / policy (GET+PUT) / settle / cron-expire. BigInt-safe serialization.
Caps + policy engine
Per-amplifier / per-post / daily-outgoing / total caps. Recipient opt-in. Fails open on malformed policy. Unique (resonance, amplifier) row per post.
Dollar DNA settlement
Each amplification settles via transferParcel → splits source parcel → transfers slice to recipient → tags with resonance claim in soul.
3 consumer pages
/resonance feed with status filter + live ticker; /resonance/[id] with inline amplify form + presets + amplifier list; /resonance/publish with window presets.

Generosity compounds when it's visible.

First Resonance with a million amplifiers becomes the viral story of the year. Every newcomer signs up to Hylaq to participate. The feed becomes the most-watched stream on the internet during a crisis.