Sample raise

$80,000 dental practice.
412 strangers. 12 hours.

No Goldman Sachs. No SEC accreditation gate. No bank guarantee. 7 years later: 1.8× returned. She owns 70% forever.

CompletedRevenue shareREG_CF · US

Kelsey's Dental Practice

@kelseyrhodes

I'm a 24-year-old dental hygienist opening my own practice in Austin. Need $80K for the build-out, equipment, and first 6 months of operating capital. Offering 30% of net revenue for 7 years, capped at 1.8× return. Min ticket $25 — anyone can subscribe.

Raised
$80,000
of $80K target · 100%
Holders
412
avg $194 ticket
Distributed
$144,000
1.80× of money
Min ticket
$25
anyone can join
Raise opened Mar 14, 2026 · Hit max in 11h 47m · Closed by protocol · Term completed Q2 2033

Cap table — top 7 of 412 holders

HolderPrincipalShareReceivedYield
@austin-deltadental$5,0006.25%$9,000+80.0%
@mom-rhodes$4,0005.00%$7,200+80.0%
@dr-j-thompson$3,5004.38%$6,300+80.0%
@sister-rhodes$2,0002.50%$3,600+80.0%
@rhodes-family-friend$1,5001.88%$2,700+80.0%
@collegiate-grad-fund$1,2001.50%$2,160+80.0%
@hygiene-school-cohort$1,0001.25%$1,800+80.0%
… and 405 more holders$61,800 combined77.25%$111,240+80.0%

Distribution history — quarterly · auto-routed via Loadit

  • Q4 2026First quarter open
    $78,400 net revenue
    $23,520
    paid to holders
  • Q1 2027Word-of-mouth growth
    $91,200 net revenue
    $27,360
    paid to holders
  • Q2 2027
    $94,800 net revenue
    $28,440
    paid to holders
  • Q3 2027Second hygienist hired
    $102,400 net revenue
    $30,720
    paid to holders
  • Q4 2027
    $108,300 net revenue
    $32,490
    paid to holders
  • Q1 2028
    $115,700 net revenue
    $34,710
    paid to holders
  • Q2 2033
    Term completed
    — 1.8× cap reached
    paid to holders
The story, step by step
  1. Kelsey, 24, hygienist with 4 years of experience, gets denied for an SBA loan. The bank wanted $40K of personal collateral she didn't have.
  2. She drafts an instrument on Hylaq Sovereign: 30% of net revenue for 7 years, $80K target, $25 min ticket, 1.8× cap, Reg CF, US.
  3. She posts a Resonance update: “raising $80K to open my practice — 30% of revenue for 7 years.” 14,000 people see it through the network.
  4. 412 supporters subscribe over 12 hours. Average ticket: $194. Largest: $5,000 from a former colleague at Austin Delta Dental.
  5. Round closes at maxRaise. Loadit sweeps $80,000 to @kelseyrhodes. She buys a chair, rents the space, opens in 90 days.
  6. Quarterly distributions begin. Kelsey's POS pings the protocol with net revenue; the engine pushes 30% pro-rata to all 412 holders. Splits land in their Loadit wallets in seconds. No cap-table software, no accountant, no checks.
  7. 7 years later, total distributions hit $144,000 (1.80× of $80K). The instrument auto-flips to COMPLETED. Kelsey now keeps 100% of revenue.

She owns 70% of her practice forever. Her supporters made 80%. The bank made $0. The accreditation cartel made $0. Goldman Sachs made $0.

Replace the gatekeepers with the protocol.

This raise is a static preview. The live product at /sovereign/instrument/<slug>renders from real Postgres + the pro-rata distribution engine.